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Home > About AGE > Precious Metals IRAs

AGE makes it safe and easy!

Precious metals IRAs are suitable for anyone who wishes to combine the tax benefits of an Individual Retirement Account with the investment benefits of physical gold, silver, platinum, and palladium.

Opening a precious metals IRA is easy and safe as long as you follow the simple steps outlined below. AGE has many years of experience helping customers to establish and maintain secure and profitable IRA portfolios of physical precious metals. Please call us today and we'll help you get started.

IRA custodian - handshake

Step 1 - Open an account with an IRA custodian

The first step to putting gold and silver into an IRA is to open a self-directed IRA account with a reliable custodian. Your custodian will take physical possession of your precious metals and keep them safe for you. The custodian will also work with your metals dealer when buying or selling to stay within IRS regulations.

Here's a list of custodians that AGE works with regularly.

Fund IRA - cash

Step 2 - Fund your new IRA account

Once you have created your precious metals IRA with a trusted custodian, the next step is to add funds. As with any other qualified retirement account, you can roll over money from an existing qualified account or add new funds in accordance with IRS annual contribution regulations. Your custodian will guide you through the steps of funding your new account.

Keep in mind that you cannot fund your new IRA with precious metals that you already own, or that might be given to you by family or friends. The IRS considers this to be self-dealing. You can only add metals purchased with funds from your precious metals IRA through your custodian and your precious metal dealer or dealers.

Buy allowable metals - chart

Step 3 - Purchase allowable precious metals

Once you have funds in your new IRA account, it's time to buy. Give us a call and we'll help you decide what is best for you and your savings goals. When you make your selection, we lock in your price. Your custodian pays us from your account and we ship your coins and bars to your custodian. You are in control every step of the way.

Keep in mind that not all coins and bars are eligible for IRAs. The IRS requires bullion items to meet certain fineness requirements to qualify. Gold must be .995 fine; silver must be .999 fine; platinum and palladium must be .9995 fine.

US proof coins must be in original mint packaging complete with certificate of authenticity. Bullion coins must be uncirculated in excellent condition.

Rare or collectible coins, including certified coins, are not allowed.

We'll be happy to walk you through what may and may not be included in your IRA.

Examples of IRA allowable precious metals

Examples of IRA disallowed precious metals

  • Rare or collectible coins
  • Certified coins
  • Pre-1933 US gold coins
  • US silver dollars
  • Classic European and World gold and silver coins